Your Trusted
Insurance Partner.

Code 3 Insurance Services was built with the same mindset that defines the fire service: urgency, preparation, reliability, and showing up when people need you most.

My name is Larry Duran, and before becoming an independent life insurance broker, I spent 34 years with the Los Angeles County Fire Department, serving the community as a firefighter and ultimately as a Fire Captain. Throughout my career, I saw firsthand how quickly life can change and how important it is for families to be financially prepared before the unexpected happens.

That background is the foundation of how I serve my clients today. As a retired Fire Captain, I understand responsibility, protection, and trust. I spent my career helping people during some of the most difficult moments of their lives. Now, I bring that same commitment into helping families, first responders, healthcare workers, union members, homeowners, and business owners protect what matters most.

At Code 3 Insurance Services, we believe life insurance should be clear, personal, and built around your needs — not confusing, high-pressure, or one-size-fits-all. As an independent broker, I am not tied to one insurance company. That means I work for you, not the carrier. My job is to listen, understand your goals, compare options from top-rated companies, and help you find coverage that fits your family, your budget, and your long-term plans.

Whether you are a young family looking for affordable term protection, a homeowner wanting mortgage protection, someone planning for retirement with an indexed universal life policy, or simply looking for final expense coverage, we take the time to explain your options in plain English so you can make a confident decision.

After a lifetime of service, my mission remains the same: protect families, provide guidance, and be there when it counts.